Last updated: June 24, 2026
The short version
Nothing on this site is financial advice. I’m a blogger, not a licensed financial advisor, and you should treat everything here accordingly.
The longer version
ClearStack Finance is a personal finance blog run by Mike, an individual based in Niagara Falls, Ontario, Canada. The content published on this site is for informational and educational purposes only.
Nothing you read here should be taken as professional financial, investment, tax, or legal advice. The articles, guides, and opinions on this site reflect personal research and experience, not professional qualifications.
Before making any financial decision, whether that’s opening an investment account, paying off debt, or changing how you budget, please talk to a qualified financial professional who knows your specific situation. What worked for me or what the research suggests may not be right for you.
Accuracy
I do my best to keep information on this site accurate and up to date. That said, financial products, interest rates, tax laws, and regulations change constantly, especially across Canada, the US, and the UK. Always verify important details directly with the relevant institution or government source before acting on anything you read here.
Affiliate links
Some articles on this site contain affiliate links. This means if you click a link and make a purchase or sign up for a service, I may earn a small commission at no extra cost to you. I only recommend things I genuinely think are useful. Affiliate relationships never influence the advice or opinions expressed on this site.
External links
This site links to third party websites for reference purposes. ClearStack Finance is not responsible for the content, accuracy, or privacy practices of any external site.
Contact
If you have a question about anything on this site or want to flag something that looks incorrect, head to the Contact page. I appreciate the heads up.